Sell Your Lowe's Gift Card for Cash

Updated September 29, 2026 · Reviewed by Kirill Novikov, FlipGift founder

Diagram of a FlipGift escrow deal: buyer pays into escrow, seller orders with their gift card, the item ships with proof, then the money is released

Sell your Lowe's gift card for cash without handing anyone the number or PIN. You use the card to pay for a buyer's Lowe's order, their money waits in escrow, and it's released to you when the order arrives — typically 72–88% of face value, against the 60–85% buy-back sites pay after taking the code.

Why Lowe's gift cards go unused

Lowe's cards land with people who don't own a home or have no renovation planned, so they sit in a drawer.

Lowe's gift card limits that shape a buyer's order

Lowe's gift card page has one limit most sellers don't know about:

  • $2,000 a day per card. No more than $2,000 can be redeemed from a single Lowe's card in one day, so a buyer's order above that can't be paid from one card.
  • Any item, including Daily Deals.
  • Number and PIN. The number is on the back and the PIN under the scratch-off strip; for an e-gift card, both come in the purchase email.
  • Weight limits for P.O. boxes. Lowes.com ships to every U.S. address, including Alaska, Hawaii and the territories, but P.O. box and APO/FPO addresses only take items under 70 lb.
  • Refunds become in-store credit for anything paid with a gift card, not money back on the card, and the credit goes to you as the payer. A problem with the buyer's item is settled on the FlipGift deal.
  • Not for a Lowe's credit card or any other charge account, or other retailers' gift cards.

How to sell your Lowe's card the safe way

  1. List your Lowe's card — brand and balance only, never the code.
  2. A buyer who wants tools from Lowe's pays for their order into escrow.
  3. You place their order with your card and upload the confirmation and tracking.
  4. When they confirm delivery, escrow pays you.

How the fee, escrow and disputes work: how escrow works · selling without sharing the code.

Ready to cash out your Lowe's card? List your Lowe's card →

Lowe's at a glance

Sellers ready now4 offering up to $650
Discount band offered17–25% off retail
CategoryHome diy
Free shipping at$25+ on Lowe's.com
Flat shipping below that$6
In the catalogueYes — requests accepted

Live from the FlipGift order book.

Before you list: check your Lowe's balance

Lowe's lets you check the balance online, on the issuer’s balance page, and you will need the PIN from the back of the card. wbiprod.storedvalue.com — uses Kasada; works in real Chrome.

  1. Open the Lowe's stored-value balance page in a standard browser.
  2. Enter the card number.
  3. Add the PIN from the back.
  4. Submit to see the balance.

Official Lowe's balance checker · Full Lowe's balance guide

What a $100 Lowe's card pays on FlipGift

Where you sellYou keep
FlipGift Escrow
4 live offers at 17–25% off, after the 2.5% seller fee
$73–$81

Per $100 of face value, to your FlipGift balance after the 2.5% seller fee.

Rules of the Lowe's gift card

Works on the websiteYes
Works in storeYes
Partial balance stays on the cardYes
ExpiresNever
FeesNone
Digital (e-gift) card offeredYes
Not valid forcannot buy other retailer or third-party gift cards, cannot be used to pay a Lowe's charge account

Good only at Lowe's (stores and Lowes.com); not accepted at other retailers. No activation needed - usable immediately. Lost/stolen cards replaced only with original sales receipt for remaining balance.

Source: Lowe's gift card terms, checked 2026-09-02

Official source: Lowe's gift card page

Frequently asked questions

Do I have to share my Lowe's card number or PIN to sell it?

No. You keep the card and use it to pay for a buyer's Lowe's order yourself — the number and PIN are never typed into any site or handed to anyone.

How much will I get for my Lowe's gift card?

Typically 72–88% of face value: you set the discount, the buyer pays that price into escrow, and you keep it minus a 2.5% seller fee and the 2% withdrawal fee. Buy-back sites usually pay 60–85% and take the code first.

How fast do I get paid for my Lowe's card?

When the buyer confirms their Lowe's order arrived — or automatically about 16 days after it ships if they never respond. You can then withdraw as crypto or a digital prepaid Visa card.

Do Lowe's gift cards expire?

Not while they hold a balance. A Lowe's card left at a $0 balance for 90 days is deactivated for security and can't be reloaded or reused.

Can you pay a Lowe's credit card with a gift card?

No. A Lowe's gift card can't be used to make payments on any charge account, including a Lowe's credit card. It pays for merchandise in Lowe's stores and on Lowes.com, which is how it fills a buyer's order here.

More gift cards you can sell this way

No open orders at Lowe's this minute

The newest Lowe's listing gets the next order.

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Sell your card for cash — no code shared