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Sell Your H&M Gift Card for Cash

Updated September 23, 2026 · Reviewed by Kirill Novikov, FlipGift founder

Diagram of a FlipGift escrow deal: buyer pays into escrow, seller orders with their gift card, the item ships with proof, then the money is released

Sell your H&M gift card for cash without handing anyone the number or PIN. You use the card to pay for a buyer's H&M order, their money waits in escrow, and it's released to you when the order arrives — typically 72–88% of face value, against the 60–85% buy-back sites pay after taking the code.

Why H&M gift cards go unused

H&M cards are easy gifts that compete with the store's own constant sales — so they wait.

How to sell your H&M card the safe way

  1. List your H&M card — brand and balance only, never the code.
  2. A buyer who wants fast-fashion clothing for adults and kids from H&M pays for their order into escrow.
  3. You place their order with your card and upload the confirmation and tracking.
  4. When they confirm delivery, escrow pays you.

How the fee, escrow and disputes work: how escrow works · selling without sharing the code.

Ready to cash out your H&M card? List your H&M card →

H&M at a glance

Sellers ready nowNone today — post a request and the next H&M seller sees it
CategoryApparel shoes
Free shipping at$75+ on H&M.com
Flat shipping below that$6
In the catalogueYes — requests accepted

Live from the FlipGift order book.

Before you list: check your H&M balance

H&M lets you check the balance online, on the issuer’s balance page, and you will need the PIN from the back of the card.

  1. Open H&M's gift-card help page.
  2. Find the "check balance" field and enter the card number.
  3. Add the PIN or security code from the back.
  4. Submit to view the remaining value.

Official H&M balance checker · Full H&M balance guide

What a $100 H&M card pays on FlipGift

Where you sellYou keep
FlipGift Escrow
typical 10–20% discount, after the 2.5% seller fee — no live offer on this store right now
$78–$88

Per $100 of face value, to your FlipGift balance after the 2.5% seller fee.

Rules of the H&M gift card

Works on the websiteYes
Works in storeYes
Partial balance stays on the cardYes
ExpiresDoes not expire, but becomes invalid if balance is $0 for 90+ days
FeesNone

Valid in US stores, Puerto Rico, and Canada; online redemption is US only. Purchase of a card capped at $300 per card. Not replaced if lost, stolen, or used without authorization.

Source: H&M gift card terms, checked 2026-09-02

Official source: H&M gift card page

Frequently asked questions

Do I have to share my H&M card number or PIN to sell it?

No. You keep the card and use it to pay for a buyer's H&M order yourself — the number and PIN are never typed into any site or handed to anyone.

How much will I get for my H&M gift card?

Typically 72–88% of face value: you set the discount, the buyer pays that price into escrow, and you keep it minus a 2.5% seller fee and the 2% withdrawal fee. Buy-back sites usually pay 60–85% and take the code first.

How fast do I get paid for my H&M card?

When the buyer confirms their H&M order arrived — or automatically about 16 days after it ships if they never respond. You can then withdraw as crypto or a digital prepaid Visa card.

More gift cards you can sell this way

No open orders at H&M this minute

The newest H&M listing gets the next order.

List a H&M card
Buyers are waiting at these stores right now:
Sell your card for cash — no code shared